The trend that parts with the logjam and my home at a public sale becomes strong a repayment of a housing loan by the depression that originates the edge in "Remanshocc" of the autumn of last year.

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The trend that parts with the logjam and my home at a public sale becomes strong a repayment of a housing loan by the depression that originates the edge in "Remanshocc" of the autumn of last year.

The house spent in the auction sale in fiscal year 2008 is 16,577 according to the housing loan support mechanism (old government housing loan corporation) that is 35% more in fiscal year 2007. It was most after fiscal year 2002.
The probability that the attachment of the article increases was large, and the financial institution that wanted to avoid coming out of the Loon failure () one after another started the counter measure starting with the setback of the bonus in June.

This support mechanism is a big lender who has about 20% of domestic housing loan balance about 180 trillion yen. There is a voice with "The consignment lingua debt collection affairs began to turn to a special company after the executive agency of 07 years ..moving.." in this support mechanism about the reason why the auction sale number increases, too.

However, it is correct in a recent auction sale article that there is an aftereffect of "Remanshocc" in the backdrop because the real estate made a bad debt stands out. The auction sale number of whole countries that began to increase from the 08th beginning of the year increased rapidly after September last year, and doubled according to the real estate auction sale circulation association (representative director Mitsumori Yoshimura) that handled analysis and the Freedom of Information Act of the real estate auction sale in this year.

Especially, shape that the deterioration in earnings of the local company like the Toyota Motor group relation etc. throws a shadow out directly as the auction sale of the detached house increases in the aichi prefecture by a factor of about seven.

If the article where the Loon repayment stagnates looks for the client through a private real estate resale trader, and is not found, it is general that the auction sale is processed. However, the case put directly from squeezing the financing to the estate agent from whom the financial institution buys the clearance article recently on the auction sale is not unusual.
When this gives impetus to "Increase in the auction sale article" (representative director Yoshimura), it is Iu.

The financial institution who is the lender also expresses a sense of crisis and it is not Yama.

The local bank such as Akita Bank sets up the repayment inquiry counter of the housing loan in Mie Bank. When 150 consultations or more were received by May together with the telephone consultation service, the Akita silver is Iu.

It judges from the deposit balance of the client and the transfer situation etc. of the salary overall for Keiyo Bank, it contacts the client from whom the repayment seems to become painful, and hoof according to the consultation. Even if you temporarily get over the repayment「If economic environment progression of the disease is prolonged, it is not possible to repay it sooner or later. Then, the banking might be affected. 」(regional bank)Body. This support mechanism is hoof in the client according to the consultation of the payback program such as the bonus payment Ona camphor of summer besides a part of major banks began also to make the manual of the consultation of the repayment.

- Auction sale number of housing loan support mechanisms
http://www.business-i.jp/news/sou-page/news/200906160013a2.jpg

- Housing loan support mechanism http://www.jhf.go.jp/

- Source
http://www.business-i.jp/news/sou-page/news/200906160013a.nwc

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このページは、jp_masterがJune 21, 2009 5:43 PMに書いたブログ記事です。

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